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Online Privacy Policy
*Earnings Disclaimer
Product
Purchase, Payment and Participation Terms
Success Resources International
Inc. (“SRI”) Online Privacy Policy
(Last updated 12 December 2005)
SRI has established this Privacy Policy to explain how it protects and
manages the personal information that it collects from you (the customer)
online. 1. Consent for Collection, Use and DisclosureYour use of this site and/or your registration for SRI products and services
constitute your consent to the terms of this Privacy Policy. If you do not agree
to the terms of this Privacy Policy, please do not use this site.SRI may occasionally update this Privacy Policy. When it does, SRI will also
revise the “last update” date at the top of this Privacy Policy. From time to
time, we may also use collected information for new, unanticipated uses not
previously disclosed in our Privacy Policy. If our information practices change
at some time in the future, we will post the policy changes at our website to
notify you of these changes and provide you with the ability to opt-out of these
new uses. If you are concerned about how your information is used, you should
check back at our website periodically. Additionally, under certain
circumstances, SRI will not post policy changes or notify customers of changes,
such as in connection with an investigation of a breach of an agreement,
contravention of laws, an emergency where the life, health or security of an
individual is threatened, the collection of a debt or in compliance with the
request of a law enforcement agency or a court order.A customer may withdraw his or her consent for collection, use and disclosure
at any time by sending an email to clientservices@janetswitzer.com with the word
“Unsubscribe” in the subject line. Please note that, if you do, SRI may suspend
its provision of products and services to you. When you unsubscribe, if you fall
within the guarantee period for any SRI product and you request a refund, the
guarantee will be honored. 2. AccountabilitySRI collects, at the time of your registration and your sign-on to its web
site, certain “personal information” (information that personally identifies
you) including but not limited to your name, email address, home or work
address, telephone number, and information about your computer hardware and
software (e.g., IP address, operating system, browser type, domain name, URL,
access times, and referring web site addresses).SRI has implemented this Privacy Policy to protect personal information
received from its customers, and to respond to any inquiries. The Privacy Policy
also provides that SRI will use appropriate contractual means to establish a
comparable level of protection for personal information which is sent for
processing by third parties on SRI’s behalf. SRI has designated responsibility for your personal information to its
Compliance Manager, who ensures compliance with the principles in this Privacy
Policy. Other individuals may be delegated to act on behalf of the Compliance
Manager.3. Purposes for Collecting Personal InformationSRI collects and uses personal information for the following Identified
Purposes:(a) to understand customer needs regarding SRI’s services;(b) to develop and provide our web site and our products and services for our
customers;(c) to fulfill your requests for products, services or information;(d) to communicate with customers and site visitors, when necessary, and to
inform customers of upgrades, as well as of other products and services
available from SRI, its affiliates and third parties;(e) to allow customers to access limited-entry areas of SRI’s site;(f) to personalize some of our services and products for you and to deliver
targeted advertisements and offers from SRI and third parties;(g) to bill accounts and maintain payment records;(h) to comply with any applicable law, regulation, legal process or
government request;(i) to respond to a legitimate claim, or to address our reasonable belief,
that you are violating the rights of any third party or any of the agreements or
policies that govern your use of the SRI site or any SRI product or service;(j) to protect the services, products, content or rights of SRI and its
designees, including but not limited to the security or integrity of the SRI
site; and(k) to identify and resolve technical problems concerning SRI’s site,
products and services.SRI also uses personal information in an aggregate form (i.e., not
individually attributable to you) for its business analysis, operational,
marketing and other promotional purposes.If we contract with other companies to provide some products or services to
our customers, then we will only provide those companies the personal
information they need for the Identified Purposes, and we will limit their
rights to use and further disclose your personal information as appropriate in
the course of their work for us.4. Limiting the Collection of Personal InformationSRI limits its collection of personal information to only that information
which is necessary for the Identified Purposes. SRI does not direct its site to,
nor does it knowingly collect any personal information from children under the
age of thirteen.When you visit the SRI web site, a cookie may be placed on your computer or
the cookie may be read if you have visited the SRI site previously. SRI uses
cookies to allow SRI to determine which products and services you have already
purchased so that SRI does not provide redundant information to you, and, if you
are an SRI affiliate, to track SRI sales made to customers referred by you so
that you can receive compensation under our affiliate program. If you choose to
not have your browser accept cookies from the SRI web site, you may not be able
to view all the text on the screens, or to experience a personalized visit, or
to subscribe to certain service and product offerings on the SRI site.5. Disclosure, Processing and RetentionSRI does not sell, rent or disclose your personal information to anyone else,
except:(a) to someone you have designated to act as your agent, for one or more of
the Identified Purposes (listed in Section 2, above);(b) to SRI’s employees, independent contractors, subsidiaries, affiliates,
consultants, business associates, service providers, suppliers and agents,
acting at the request of SRI for any of the Identified Purposes;(c) as necessary if SRI has reason to believe that disclosure is necessary to
identify, contact or bring legal action against someone who may be causing
injury to or interference (either intentionally or unintentionally) with SRI’s
rights or property, other users of SRI’s web site, products or services, or
anyone else that could be harmed by such activities; and(d) to respond to judicial process and provide information to law enforcement
agencies or in connection with an investigation on matters related to public
safety, as permitted by law, or otherwise as required by law.In addition, as we continue to develop our business, we or our affiliates may
sell or buy other businesses or entities, or we may merge with another company.
In such transactions, personal information may be one of the transferred
business assets. Also, in the event that SRI or substantially all of its assets
are acquired, your personal information may be one of the transferred assets.Your information may be stored and processed in the United States, or in any
other country in which SRI or its affiliates, subsidiaries or agents maintain
facilities. By using this web site, you consent to any such transfer of
information outside of your country. After your account becomes inactive (that is, if you request to be removed
from our database), SRI will keep your personal information in its archives.
Your information will then be used only as necessary for tax reasons or to prove
SRI’s compliance with any applicable law.6. Accuracy of Personal InformationSRI will use reasonable efforts to keep customer personal information
accurate for the Identified Purposes, and for minimizing the possibility of
making inappropriate customer decisions based on such information. Customers are
responsible for informing SRI about changes to their personal information. You
can do this by calling (805) 499-9400 or by sending an email to clientservices@janetswitzer.com.
SRI will use new or updated personal information it receives from customers to
update its own records.7. Security SafeguardsSRI will use reasonable efforts to protect customers’ personal information.8. Access to Personal InformationSRI will afford you a reasonable opportunity to review the personal
information in your file, if you so request by calling (805) 499-9400, writing
to: Success Resources International Inc., 107 North Reino Road #415, Newbury
Park, CA 91320 or upon request to the Compliance Manager at clientservices@janetswitzer.com.If SRI is not able to provide access to some aspect of a customer’s personal
information, it will provide reasons for denying access such as; that by doing
so would likely reveal personal information about a third party, or that it is
confidential commercial information or attorney-client privileged
communications, or that the information relates to a breach of an agreement or a
contravention of law, or that its disclosure could reasonably be expected to
threaten the life or security of another individual.Customers have the right to request that inaccurate or incomplete information
be amended as appropriate, by contacting SRI or the Privacy Officer as described
above. SRI will promptly correct such personal information.
This is the web site of Success Resources International Inc. Our postal
address is 107 North Reino Road 415, Newbury Park, CA 91320/ We can be reached
via e-mail at clientservices@janetswitzer.com or you can reach us by telephone
at (805) 499-9400. If you feel that this site is not following its stated
information policy, you may contact us at the above addresses or phone number.
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* Earnings Disclaimer
We make every effort to accurately represent our products and services and
their potential for helping you create income. The earnings and income
statements made are representations and/or estimates of what our company, its
principles and past and present customers have created. As with any business, your results will vary and will be based on your
individual skills, business experience, expertise and efforts. There are no
guarantees concerning the level of success you may experience. The testimonials
and examples used are exceptional results, which do not apply to the average
purchaser, and are not intended to represent or guarantee that anyone will
achieve the same or similar results. Each individual’s success depends on
numerous factors, all of which are outside our control.There is no assurance that examples of past earnings can be duplicated in the
future. We cannot guarantee your future results and/or success. There are some
unknown risks in business that we cannot foresee which can reduce results. We
are not responsible for your actions.
The use of our information, products and services should be based on your own
due diligence. You agree that our company is not liable for any success or
failure of your business that is directly or indirectly related to the purchase
and use of our information, products and services.
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Product Purchase,
Payment and Participation Terms
By purchasing a product or service at this website or any website selling
products and/or programs published or provided by Success Resources
International Inc., you agree that:
MEMBER SOLUTIONS WILL BE PROCESSING YOUR PAYMENT: Member
Solutions, also referred to as “MBS,” is an authorized agent to bill and collect
monies on behalf of Success Resources International, Inc. (also referred to as
“SRI”). MBS is not a collection agency, however, MBS may refer accounts to a
collection agency or attorney for debt collection and/or credit reporting.
Members Solutions imposes an additional fee of $25 for: (1) any scheduled credit
card authorization that is not approved; (2) any check that is presented to
MEMBER SOLUTIONS and subsequently returned or revoked for any reason; (3) any
scheduled electronic funds transfer payment that is attempted by MEMBER
SOLUTIONS and subsequently returned or revoked for any reason. Additionally, a
$7.50 late fee will be assessed to your account for any scheduled installment
payment 10 days past due. A courtesy 9-day grace period is provided, however all
payments are due on their scheduled due date. Additional $7.50 late fees accrue
at 30 day intervals. Customer acknowledges responsibility to maintain a valid
working credit card on file with MEMBER SOLUTIONS for any recurring charges
related to the purchase of an ongoing subscription product. If customer’s credit
card on file expires, the expiration date is often renewed for two years.
Customer authorizes MEMBER SOLUTIONS to increase the expiration date two years
and retry card. If approved, MEMBER SOLUTIONS will waive the initial $25 service
fee.
YOU ARE PURCHASING A PRODUCT AND/OR PROGRAM FOR EDUCATIONAL
PURPOSES: You understand you are purchasing an educational program and
associated educational materials provided in a group format. Not all of the
materials provided and not all of the methods discussed will be completely
applicable to your particular business activities. You understand that you are
participating and receiving advice as part of a group. You acknowledge that
Janet and her designee(s) cannot be aware of all the particulars surrounding
your business activities at all times. You will therefore adapt, to your own
situation and of your own volition, any advice she gives you or that you hear
her give to other participants. You understand that Janet may mention or direct
you to resources in the form of vendors, suppliers, publishing professionals and
independent contractors. You understand that these are for information purposes
only and that Janet Switzer and/or SRI cannot be held responsible for remedies
to you for any loss or damage you experience in dealing with these resources.
You understand that Janet and/or SRI might receive remuneration, either actual
or in kind, from these vendors, suppliers, professionals and contractors. You
understand that the information that Janet will give you will not be all the
information that exists on the subject of business growth, but is merely meant
to compliment, amplify, supplement and direct you to other available
information. You agree that Janet may — at her sole discretion — change, add to
and/or substitute the educational materials described in this form and/or
change, substitute, add to or schedule differently any teleconference call or
other event described.
YOU HAVE THREE DAYS TO OBTAIN A REFUND: You state
unequivocally that the date you purchase a product or register for a program
(“your purchase date”) is the first complete discussion of the Product/Program
you have had with Janet Switzer or any associated parties and that your
registration date also constitutes your purchase date, even though your credit
card may be charged or your check may be negotiated at a later date. You
understand that you may rescind this purchase agreement and request a refund
within three (3) business days of your registration date for any reason, by writing to: Instant Income Client Services, 107 North Reino Road #415,
Newbury Park, CA 91320 Attn: Program Director. You understand that should you
rescind this purchase and request a refund in the manner described above, you
will be granted a refund, but will receive your refund only if and when you
return all materials previously provided to you, including but not limited to
audio CDs, written materials, conference call recordings and DVDs. Any recision
of this purchase and associated request for refund constitutes an express
agreement by you to return all materials. Any failure by you to participate in
any portion of a Program’s activities does not entitle you to any extension of
your Program past your scheduled completion date, nor does it entitle you to a
refund of any Program Fees paid.
YOUR INTELLECTUAL PROPERTY AND IDEAS MAY BE EXPOSED TO OTHER
PARTIES: You understand that, as part of your particiption in any program,
Janet Switzer, Account Executives and other experts and scouts may review your
business projects, ideas, training programs and business model(s) for the sole
purposes of advising you during the Program and/or to direct you to individuals
they may wish to further review such materials. You acknowledge that Janet
Switzer, such experts and scouts and their related compan(ies) have other
clients, many of whom may have material and ideas similar to yours, now or in
the future. You also understand that your material, expertise, methods,
proprietary business strategies, ideas and other concepts may be shared freely
with others within and outside your Program, including consultants, outside
experts and other participants. You expressly and irrevocably hold all parties
harmless from any and all remedies, express or implied, from any perceived or
actual plagiarism, incorporation or other use of your ideas that may occur,
either during your Program participation period or afterward. You understand
that Janet Switzer has not offered or implied any agreement to refuse
participation in any Program to any competitor of yours nor to refrain from
taking on as a client any competitor of yours. You understand that Janet Switzer
and SRI reserve the right to refuse participation in any Program to any person
for any reason, including but not limited to subject matter, market(s) and/or
stated projects.
NO PROMISES ARE BEING MADE THAT YOU WILL EARN MONEY OR
ACHIEVE SUCCESS: You understand and agree that Janet Switzer, SRI, nor its
employees, officers, designee(s) nor assign(s) do not warrant any particular
level of success from your participation in any program nor from your use of any
educational product. You expressly acknowledge that no promises have been made
to you, either express or implied, verbal or written, regarding any income you
might earn or any fees you might earn back, including your original
participation fee, due to your participation in any program or use of any
product. You understand that Janet Switzer and SRI maintain consulting
businesses that are separate from Products and Programs offered at this website.
You understand Janet may choose equity-participation clients from amongst
Product purchasers or Program participants, however, nothing written and/or
stated verbally by any party is a guarantee that you will become an
equity-participation client. Such offers can only be made in writing by Janet
Switzer.
NO ONE IS LIABLE FOR DAMAGES YOU MAY INCUR FROM YOUR
PARTICIPATION: You expressly agree to defend, indemnify and hold harmless
Janet Switzer, SRI, their respective companies and officers, directors,
employees, designees, agents and affiliates from all claims, losses, damages,
judgments, liabilities, obligations, costs and expenses, including attorney’s
fees and costs, directly or indirectly incurred by any party related to any
claim that arises from or in connection with your purchase/use of any Product or
Program or from your participation in any Program. You further understand,
acknowledge and agree that Coaches, Advisors, Account Executive and oExperts you
may encouter are independent contractors to SRI and you agree to hold harmless
SRI from all claims, losses, damages, judgments, liabilities, obligations, costs
and expenses, including attorney’s fees and costs, directly or indirectly
incurred by any party related to any claim that arises from or in connection
with your interaction with any of these contractors or their companies.
YOU ARE ALLOWING US TO RECORD YOUR PARTICIPATION: You agree to have Janet Switzer and her
designee(s) audio record and use your participation in any Program or in
connection with any Product purchase. You understand that Janet and her
designee(s) have taped and/or intend to tape or otherwise record your
participation in both telephone calls or other communications, both verbal and
written. You consent to Janet’s and her designee(s)’ use of your name, city and
state of residence, professional designation or occupation, appearance, image,
statements and participation, in whole or in part, in these recordings or other
derivative materials based on them, in any format now known or devised in
future, in any geographic location, and you understand that Janet and her
designee(s) intend to use them for educational, promotional and commercial
applications. Janet Switzer and her designee(s) or their representatives do not
have any obligation whatsoever to use all or any part of your participation in
any Program, and Janet and her designee(s) may edit any audio or visual
recording of your participation at their discretion. You agree that Janet
Switzer and/or her designee(s) shall own all rights, title and interest,
including copyright, in and to the originals and all copies of such audio,
visual, or written recording, with full media and worldwide rights. Janet
Switzer and her designee(s) shall have the right to reproduce, distribute,
prepare derivative works based on, publicly perform and display, advertise, and
publicize your participation in the Program and in these materials without
compensation to you. You understand that final video and/or audio tapes prepared
from the training session(s) and/or telephone calls may be made available to you
for a nominal charge.
THIS DOCUMENT DESCRIBES YOUR COMPLETE UNDERSTANDING OF THE
PROGRAM OR PRODUCT BEING PURCHASED: You agree and understand that your
purchase of any Product and/or registration for any Program constitutes de facto
agreement with this Disclaimer, Participation Agreement, and Audio/Video
Release. This Disclaimer, Participation Agreement and Audio/Video Release
describes your entire understanding of the agreement between the parties and you
are not relying on any other understandings, express or implied, between the
parties. The paragraph headings used herein are for convenience only and do not
constitute part of this Agreement. This Disclaimer, Participation Agreement and
Audio/Video Release shall be governed in accordance with Delaware law, may be
amended only in writing, and constitutes the entire agreement of the parties
with respect to its subject matter. Any disputes arising hereunder or concerning
the subject matter of this release shall be resolved by binding arbitration in
Thousand Oaks, California in accordance with the Commercial Rules of the
American Arbitration Association. By purchasing a product or service you
acknowledge and agree that you have read this Disclaimer, Participation
Agreement and Audio/Video Release and understand it.
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